Services / Equipment Financing

Equipment Financing

Equipment financing is a fantastic funding option for businesses that need to invest in new equipment but might not have the financial resources to pay for the up-front cost.

Check Your Rate (877) 230-1525

No big up-front cost: Get the equipment now and pay for it over time.
Replace or expand: Swap out broken equipment, add capacity or grow your fleet.
Keep your cash: Your working capital stays in the business.

Check your rate

Send a few details and your bank statements. A funding advisor will reach out.

Or call (877) 230-1525

01
Fill out the form
Your contact info and your last 3 months of bank statements.
02
We review it
A funding advisor goes over your numbers.
03
You get your options
We call you to walk through what you qualify for.

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About Equipment Financing

With equipment financing, you can replace outdated or broken equipment, increase output, and expand your fleet, all while keeping your cash flow high.

How it works

You pick the equipment you need, the financing covers the purchase, and you pay it back in regular payments over a set term. Because the equipment itself usually secures the financing, it can be easier to qualify for than other types of funding.

What you can finance

Trucks and trailers, construction and farm machinery, restaurant and kitchen equipment, medical and dental equipment, manufacturing tools, computers and technology, and most other equipment your business uses to make money.

Is it the right fit?

Equipment financing works best when you know exactly what you need to buy and want to keep your cash for payroll, inventory and day-to-day costs. If you need money for several things at once, a line of credit or a short-term loan may fit better.

Delta Capital works with businesses across every kind of industry to find convenient and fast funding options to help build your business.

Common questions

What can I use equipment financing for?

Replacing outdated or broken equipment, increasing output, or expanding your fleet.

Why finance equipment instead of paying cash?

You get the equipment now without the full up-front cost, and your working capital stays in the business.

What do I need to apply?

Your contact info, a few details about your business and your last 3 months of bank statements. You can upload the statements with the form on this page.

Other funding options

Invoice FactoringInvoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments.→ Line of CreditWith Delta Capital, clients can get approved for a revolving line of business credit in as little as 48 hours.→ Long-Term LoansLong-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in …→ Merchant Cash AdvanceDelta Capital offers merchant cash advances to qualified businesses in addition to our other forms of business financing.→ SBA LoansSmall Business Administration or SBA loans are loans offered and backed by the federal government to assist businesses in times of need.→ Short-Term LoansShort-term business loans are typically repaid within two years or less time, depending on the conditions of the loan.→