Technology Business Funding

Innovation moves fast—your funding should too.

Funding options for Technology

Pick one to learn more, or send your statements and we’ll tell you what fits.

Merchant Cash AdvancePaid from sales · Cost known up front Line of CreditDraw what you need · Approval in as little as 48 hours Short-Term LoansRepaid in 2 years or less · Fill a gap Long-Term Loans5 to 20 year terms · Lower monthly payments Equipment FinancingNo big up-front cost · Replace or expand Invoice FactoringInvoices into cash · Not new debt SBA LoansUp to $5,000,000 · Terms up to 25 years

Check your rate

Send a few details and your bank statements. A funding advisor will reach out.

Or call (877) 230-1525

01
Fill out the form
Your contact info and your last 3 months of bank statements.
02
We review it
A funding advisor goes over your numbers.
03
You get your options
We call you to walk through what you qualify for.

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About Technology funding

Keeping up with the Technology Industry means staying relevant and constantly evolving. Funding the capital you need efficiently can make all of the difference. Let us show you how we can help.

Explore Our Technology Business Funding

Business Financing For IT Companies

For many technology and IT business entrepreneurs, managing cash flow can be very difficult when the company is new or receives payments on an invoicing platform. One of the most challenging financial obstacles is paying vendors and contractors regularly. It would be best if you also covered payroll expenses, which are often the most significant and challenging expense (especially for software development companies). Unlike regular vendor payments, employees need to receive their earnings on payday!

These expenses tap your limited financial resources.

Revenues Are Often Delayed

However, if you sell technology, IT, and internet security services and products to large corporations or government entities, it is customary to offer payment terms of up to 60 days. Most corporations and other business entities negotiate hard for these terms because it improves their cash flow. You don’t have many alternatives here; you must wait for your payment when they are ready to provide it.

You end up floating many expenses to deliver your products and services and then must wait to recover your funds. Few small companies can operate, grow, or improve under these conditions.

Conventional Financing Is Tough To Get

Most entrepreneurs have several options to finance their businesses. They can use their personal finances or try to raise money from business, contacts, trusting friends, and loving family. Or some lucky few may get venture capital or an angel investment from those who believe in their products. However, these options usually involve giving away equity in stakes in the company, and many options have other financial issues.

Delta Capital has financing and funding options that will assist your technology company flourishing for many years to come!