Services / Invoice Factoring
Invoice Factoring
Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments.
- Invoices into cash
- Get paid now instead of waiting on your customers.
- Not new debt
- You sell unpaid invoices for a small discount.
- Built for invoicing businesses
- A fit if slow-paying customers squeeze your cash flow.
Check your rate
Send a few details and your bank statements. A funding advisor will reach out.
Or call (877) 230-1525- 01Fill out the form
Your contact info and your last 3 months of bank statements.
- 02We review it
A funding advisor goes over your numbers.
- 03You get your options
We call you to walk through what you qualify for.
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About Invoice Factoring
With invoice factoring, business owners can turn their accounts receivable into cash.
How it works
You send invoices to your customers like you normally do. Instead of waiting 30, 60 or 90 days to get paid, you sell those unpaid invoices to Delta Capital for a small reduction in their total and get the cash now.
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Why businesses use it
It opens up cash flow without adding new debt, because you are getting paid for work you have already done. Approval depends largely on how reliably your customers pay, not only on your own credit. And it grows with your sales: the more you invoice, the more cash is available to you.
Who it’s for
Businesses that invoice other businesses and wait on payment, such as trucking and logistics, staffing, manufacturing, wholesale, construction and professional services.
Delta Capital offers competitive industry-standard rates, a wide selection of financing options, and flexible terms.
Common questions
How does invoice factoring work?
You sell your unpaid invoices to Delta Capital for a small reduction in their total, and get the cash now instead of waiting on your customers.
Is invoice factoring a loan?
No. It turns money you’re already owed into cash, so it opens up cash flow without adding new debt.
What do I need to apply?
Your contact info, a few details about your business and your last 3 months of bank statements. You can upload the statements with the form on this page.