Home / FAQs

Frequently asked questions

How applying works, who qualifies, how fast funding arrives and how repayment works.

24–48 hours
Typical time to a decision
Same day
Funds wired once you sign
500+ credit
6+ months in business, $15K+ a month
$5K–$5M
Mostly unsecured, no collateral

01About Delta Capital

What is Delta Capital Group?

We’re a direct funder based in Hollywood, Florida. We provide working capital to small and mid-sized businesses across the U.S., from $5,000 to $5,000,000.

Is Delta Capital Group a legitimate company?

Yes. Delta Capital Group, Inc has been funding businesses since 2015 from our headquarters at 2802 N 29th Ave in Hollywood, Florida. We’re BBB Accredited with an A+ rating and rated 4.8 out of 5 on Trustpilot, and we’ve funded more than $2 billion for over 20,000 businesses.

Is Delta Capital Group a direct lender?

Yes. We’re a direct funder. Your application is reviewed and decided by our own team, not passed along to a list of other companies.

Who runs Delta Capital Group?

Eliyahu Posner is the President of Delta Capital Group, Inc, and Greg Fox is Manager of Sales. Both work out of our Hollywood, Florida office.

How does it work?

You apply online in a few minutes and send your last 3 months of business bank statements. Our team reviews your business and makes the decision in-house, and a dedicated funding specialist walks you through the options you qualify for.

What types of funding do you offer?

Merchant cash advances, lines of credit, short-term loans, long-term loans, equipment financing, invoice factoring and SBA loans. Compare all options.

02Applying

How do I apply?

Fill out the short form on this page or at deltacapitalgroup.com/apply-now. It takes a few minutes. You can also call us at (877) 230-1525.

What documents do I need?

Usually just your last 3 months of business bank statements. You can upload them with your application. For larger or longer-term funding, your specialist may ask for a few more documents.

Will applying affect my credit score?

No. Applying doesn’t involve a hard credit check, so it won’t affect your credit score.

Is my information secure?

Yes. Your application and documents are sent over an encrypted connection and are only used to review your funding request.

03Approval and funding

How long does approval take?

Most decisions come within 24 to 48 hours, depending on the type of funding you apply for.

How fast can I get the money?

Once you’re approved and sign, funds are usually wired to your business bank account the same day or within 24 hours.

How much can I get?

From $5,000 to $5,000,000. The amount depends on your monthly revenue, time in business and the type of funding.

04Eligibility

Is my business eligible?

You’ll need at least 6 months in business, $15,000 or more in monthly revenue ($180,000 a year) and a personal credit score of 500 or higher.

Can I qualify with bad credit?

Often, yes. Many of our options are available with credit scores from 500. Your revenue and cash flow matter more than your score.

Do I need collateral?

Most of our funding is unsecured, so you don’t need to put up your home or equipment. Some products, like equipment financing and SBA loans, are secured by what you’re buying or other business assets.

05Terms and repayment

How long are the terms?

Most options run from about 4 months to 5 years. Long-term and SBA loans can run longer.

Can I pay off my funding early?

Yes. Most options can be paid off early with no prepayment penalty. Ask your specialist whether paying early lowers your total cost, since some products, like merchant cash advances, have a fixed payback amount.

Can I get more funding later?

Yes. Many clients come back for more once they’ve paid down part of their balance. Over 60% of eligible clients do.

Still have questions?

Send a few details and your bank statements, or call us. A funding specialist will walk you through your options.

Or call (877) 230-1525
  1. 01
    Fill out the form

    Your contact info and your last 3 months of bank statements.

  2. 02
    We review it

    A funding advisor goes over your numbers.

  3. 03
    You get your options

    We call you to walk through what you qualify for.

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Owner Name*
Drop files here or
Accepted file types: pdf, jpg, png, Max. file size: 128 MB, Max. files: 10.