Services / Merchant Cash Advance
Merchant Cash Advance
Delta Capital offers merchant cash advances to qualified businesses in addition to our other forms of business financing.
- Paid from sales
- A set percentage of your future sales goes toward the advance.
- Cost known up front
- One fixed payback amount, agreed before you get funded.
- Usually no personal guarantee
- Most advances don’t require one.
Check your rate
Send a few details and your bank statements. A funding advisor will reach out.
Or call (877) 230-1525- 01Fill out the form
Your contact info and your last 3 months of bank statements.
- 02We review it
A funding advisor goes over your numbers.
- 03You get your options
We call you to walk through what you qualify for.
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About Merchant Cash Advance
A merchant cash advance is a business funding option that is repaid with a percentage of your future sales. It isn’t a loan. Instead of borrowing money and paying interest over time, you sell a portion of your future receivables for a fixed payback amount that’s agreed up front, so you know your total cost from the start and can plan around it.
One of the biggest benefits of a merchant cash advance is that it typically does not require a personal guarantee. There’s no interest rate and no fixed loan term. You repay through a set percentage of your sales until the agreed payback amount is reached.
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If you are interested in learning more about merchant cash advances and how it might be the right funding solution for your business, Delta Capital wants to hear from you. Contact us online or over the phone to schedule an appointment and to talk through our many funding options. We work with businesses across every conceivable industry and are excited to work with you, too.
Common questions
How is a merchant cash advance paid back?
A set percentage of your future sales goes toward the advance until the agreed payback amount is reached.
Is a merchant cash advance a loan?
No. You sell a portion of your future sales for a fixed payback amount, so there’s no interest rate or set payment schedule.
Do I need a personal guarantee?
Usually not. Most merchant cash advances don’t require one.
What do I need to apply?
Your contact info, a few details about your business and your last 3 months of bank statements. You can upload the statements with the form on this page.