Services / Line of Credit
Line of Credit
With Delta Capital, clients can get approved for a revolving line of business credit in as little as 48 hours.
- Draw what you need
- Take funds when you need them, not all at once.
- Approval in as little as 48 hours
- Same-day wire transfers once you’re approved.
- 6+ months in business
- And $15,000+ in monthly revenue to apply.
Check your rate
Send a few details and your bank statements. A funding advisor will reach out.
Or call (877) 230-1525- 01Fill out the form
Your contact info and your last 3 months of bank statements.
- 02We review it
A funding advisor goes over your numbers.
- 03You get your options
We call you to walk through what you qualify for.
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About Line of Credit
Introduction
The biggest benefit to a business line of credit is that you get access to the cash you need when you need it at a better rate than you might with a credit card. The application only takes a few minutes to complete.
Delta Capital works with businesses across every type of industry to provide fast, convenient funding options. As long as your business has been in operation for at least six months and you have a minimum monthly revenue of $15,000, you have a very good chance of being approved for a business line of credit. Most businesses need a 500 credit score or better.
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Once approved, the process is simple. We offer same-day wire transfers and funds are sent immediately. Typically, we require three months of bank statements in order to make a final decision.
Unlike a traditional loan, with a business line of credit, you only take out what you need when you need it. This allows you the flexibility to cover unexpected expenses without needing to make recurring or regular payments. It is a more flexible line of funding than some of the other options and might fit your needs perfectly.
Delta Capital operates from offices in New York, Florida, and California. Contact us online via email or our contact form or over the phone for more information. We look forward to talking to you about your funding options.
Common questions
How fast can I get approved?
In as little as 48 hours. Once you’re approved, we offer same-day wire transfers.
Who qualifies for a business line of credit?
Businesses that have been operating for at least 6 months with $15,000 or more in monthly revenue have a good chance of approval. Most need a 500 credit score or better.
How is a line of credit different from a loan?
You only draw what you need, when you need it, instead of taking the full amount at once.
What do I need to apply?
Your contact info, a few details about your business and your last 3 months of bank statements. You can upload the statements with the form on this page.