Services / Long-Term Loans
Long-Term Loans
Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business.
- 5 to 20 year terms
- For bigger investments and expansion.
- Lower monthly payments
- Spread out over more time than a short-term loan.
- Fixed or floating rate
- Often secured with collateral such as real estate.
Check your rate
Send a few details and your bank statements. A funding advisor will reach out.
Or call (877) 230-1525- 01Fill out the form
Your contact info and your last 3 months of bank statements.
- 02We review it
A funding advisor goes over your numbers.
- 03You get your options
We call you to walk through what you qualify for.
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About Long-Term Loans
Most often, these loans have a fixed or floating interest rate and tend to require collateral, such as real estate, to secure the loan. Since the loan is getting spread out over a longer period of time, the monthly payments are usually lower than short-term loans. This frees up cash flow while still providing your business with the funds it needs to expand.
Delta Capital prides ourselves on offering funding solutions for all kinds of businesses and to cover many different situations. A long-term loan could be a great fit if you are expanding your business or planning out the next phase of a long-term plan. Payments are more manageable in a long-term loan since you have a much longer time to repay.
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Delta Capital has a simple application that can get your business the funds it needs in just hours. Each client is provided with a dedicated Funding Specialist to help walk through the process and select the correct funding type that makes the most sense for your business. Approved businesses can get funds in as little as twenty-four hours. Same day wire transfers are available, too.
Contact us online or over the phone to learn more about our funding options and to talk with a dedicated Funding Specialist. We look forward to getting your business the funds it needs.
Common questions
How long are long-term business loans?
Terms range from five to twenty years.
Do long-term loans need collateral?
They often do, such as real estate, and usually come with a fixed or floating interest rate.
Why choose a long-term loan over a short-term loan?
Because the loan is spread over more time, monthly payments are usually lower, which frees up cash flow.
What do I need to apply?
Your contact info, a few details about your business and your last 3 months of bank statements. You can upload the statements with the form on this page.