{"id":1316,"date":"2024-09-26T07:24:43","date_gmt":"2024-09-26T07:24:43","guid":{"rendered":"https:\/\/deltacapitalgroup.com\/?post_type=service&#038;p=1316"},"modified":"2025-01-15T16:18:18","modified_gmt":"2025-01-15T21:18:18","slug":"sba-loans","status":"publish","type":"service","link":"https:\/\/deltacapitalgroup.com\/es\/service\/sba-loans\/","title":{"rendered":"SBA Loans"},"content":{"rendered":"<p>Small Business Administration or SBA loans are loans offered and backed by the federal government to assist businesses in times of need. Delta Capital works with clients to find the right SBA loan product for their specific requirements. Clients have used SBA loans for any number of situations, including purchasing new real estate, buying out partners, or simply to fulfill the need for more working capital.<\/p>\n<p>The best part about SBA loans is how flexible they can be. SBA loans are versatile and can be used for almost any business need. SBA loans have a variety of terms available, including up to twenty-five years and a maximum loan amount of $5,000,000. With so many different options, it is highly likely that a SBA loan exists that will fit your needs.<\/p>\n<p>Another fantastic aspect of SBA loans are the low down payment interest rates. With longer terms and flexible payment schedules, SBA loans work to make sure your business never suffers from lack of cash flow. SBA loans are available to established as well as new businesses.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-4186\" src=\"https:\/\/deltacapitalgroup.com\/wp-content\/uploads\/2024\/09\/Rectangle-4497.png\" alt=\"\" width=\"802\" height=\"258\" srcset=\"https:\/\/deltacapitalgroup.com\/wp-content\/uploads\/2024\/09\/Rectangle-4497.png 802w, https:\/\/deltacapitalgroup.com\/wp-content\/uploads\/2024\/09\/Rectangle-4497-300x97.png 300w, https:\/\/deltacapitalgroup.com\/wp-content\/uploads\/2024\/09\/Rectangle-4497-768x247.png 768w\" sizes=\"(max-width: 802px) 100vw, 802px\" \/><\/p>\n<p>While SBA loans are a great option for many business owners, they can be difficult to qualify for. That is where Delta Capital comes in. We help our clients qualify and select the right loan product for their needs. Schedule an appointment to learn more about our lending services and products with one of our representatives today.<\/p>\n<table>\n<tbody>\n<tr>\n<th colspan=\"2\">$150K Bolt Express<\/th>\n<\/tr>\n<tr>\n<td><strong>Max funding:<\/strong><\/td>\n<td>$150,000<\/td>\n<\/tr>\n<tr>\n<td><strong>Term:<\/strong><\/td>\n<td>10 years<\/td>\n<\/tr>\n<tr>\n<td><strong>Rate:<\/strong><\/td>\n<td>prime + 3.75% (adjusts every quarter)<\/td>\n<\/tr>\n<tr>\n<td><strong>Approval timeline:<\/strong><\/td>\n<td>24-48 hours<\/td>\n<\/tr>\n<tr>\n<td><strong>Funding timeline:<\/strong><\/td>\n<td>2-3 weeks<\/td>\n<\/tr>\n<tr>\n<td><strong>Requirements:<\/strong><\/td>\n<td>2+ years time in business, 700+ credit and good business credit.<\/td>\n<\/tr>\n<tr>\n<td style=\"color: red; font-style: italic;\" colspan=\"2\">* No net income requirement<br \/>\n* Apply for a new $150K every 90 days<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<th colspan=\"2\">Required Documents<\/th>\n<\/tr>\n<tr>\n<td><strong>2020-2022<\/strong><\/td>\n<td>Personal Tax Returns<\/td>\n<\/tr>\n<tr>\n<td><strong>2020-2022<\/strong><\/td>\n<td>Business Tax Returns For All Businesses<\/td>\n<\/tr>\n<tr>\n<td><strong>1<\/strong><\/td>\n<td>Application &amp; Color Copy Of Driver&#8217;s License<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<th colspan=\"2\">Term &amp; rate for max<\/th>\n<\/tr>\n<tr>\n<td><\/td>\n<td>$150,000<\/td>\n<\/tr>\n<tr>\n<td><strong>Interest Rate<\/strong><\/td>\n<td>11.25% (Adjustable +4.75 % prime)<\/td>\n<\/tr>\n<tr>\n<td><strong>Years<\/strong><\/td>\n<td>10<\/td>\n<\/tr>\n<tr>\n<td><strong>Monthly Payments<\/strong><\/td>\n<td>$2,087.53<\/td>\n<\/tr>\n<tr>\n<td><strong>Yearly Payments<\/strong><\/td>\n<td>$25,050.41<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<th colspan=\"2\">$350K Express<\/th>\n<\/tr>\n<tr>\n<td><strong>Max funding<\/strong><\/td>\n<td>$350,000<\/td>\n<\/tr>\n<tr>\n<td><strong>Term<\/strong><\/td>\n<td>10 years<\/td>\n<\/tr>\n<tr>\n<td><strong>Rate<\/strong><\/td>\n<td>prime + 2.75% (adjusts every quarter)<\/td>\n<\/tr>\n<tr>\n<td><strong>Approval timeline<\/strong><\/td>\n<td>2-4 days.<\/td>\n<\/tr>\n<tr>\n<td><strong>Funding timeline<\/strong><\/td>\n<td>30 days<\/td>\n<\/tr>\n<tr>\n<td><strong>Requirements<\/strong><\/td>\n<td>680 credit, positive cash flow<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<th colspan=\"2\">Required Documents<\/th>\n<\/tr>\n<tr>\n<td><strong>2020-2022<\/strong><\/td>\n<td>Personal Tax Returns<\/td>\n<\/tr>\n<tr>\n<td><strong>Returns2020-2022<\/strong><\/td>\n<td>Business Tax Returns For All Businesses<\/td>\n<\/tr>\n<tr>\n<td><strong>1<\/strong><\/td>\n<td>Application &amp; Color Copy Of Drivers License<\/td>\n<\/tr>\n<tr>\n<td><strong>6<\/strong><\/td>\n<td>Months Of Bank Statements<\/td>\n<\/tr>\n<tr>\n<td><strong>1<\/strong><\/td>\n<td>Debt Schedule For All Businesses<\/td>\n<\/tr>\n<tr>\n<td><strong>6<\/strong><\/td>\n<td>Months Of Bank Statements<\/td>\n<\/tr>\n<tr>\n<td><strong>2023<\/strong><\/td>\n<td>Profit &amp; Loss Balance Sheet Through March<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Small Business Administration or SBA loans are loans offered and backed by the federal government to assist businesses in times of need. Delta Capital works with clients to find the right SBA loan product for their specific requirements. Clients have used SBA loans for any number of situations, including purchasing new real estate, buying out partners, or simply to fulfill the need for more working capital.<\/p>\n","protected":false},"featured_media":1312,"parent":0,"template":"","meta":{"_acf_changed":false},"class_list":["post-1316","service","type-service","status-publish","has-post-thumbnail","hentry"],"acf":{"assign_team":"yes","representatives":["6650","6646","5936","5929","5866","5855","5849","5117","5114","5112","5937","5846","5078","5115"],"icon":10874},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SBA Loans - Delta Capital Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/deltacapitalgroup.com\/es\/service\/sba-loans\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SBA Loans - Delta Capital Group\" \/>\n<meta property=\"og:description\" content=\"Small Business Administration or SBA loans are loans offered and backed by the federal government to assist businesses in times of need. 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